Partner Family Applications Now Open
Habitat for Humanity of Johnson County is currently accepting Partner Family applications through September 30.
If you dream of owning a safe, affordable home and are willing to partner with Habitat through sweat equity, homeownership education, and an affordable mortgage, we encourage you to apply.
To be considered, completed applications must be received by September 30.
Applications may be:
- Downloaded by clicking the button below.
- Picked up at the Habitat ReStore during normal business hours.
Questions about the program or eligibility? Contact us at 317-530-9222 or through our Contact Us page.
Qualifications for Habitat homeownership program
The Habitat homeownership program includes financial counseling and home maintenance education that gives buyers the tools to be successful in this life-changing endeavor.
We look for three things when determining eligible applicants: need, ability to pay, and willingness to partner. A family with these three things must meet income guidelines, program requirements, and the mandatory details needed to qualify for a mortgage.
Basic requirements:
- You must be a US citizen or permanent resident.
- You must be a current resident of Johnson County and have lived in Johnson County for the past 12 months.
- Attend classes and regular budget meetings.
- If married, you must apply with your spouse.
- Need for shelter: You must be able to demonstrate a need for adequate housing, including but not limited to: overcrowding, structural deficiencies, and unsafe or unsanitary conditions.
- Ability to pay: You must have an income that falls within 30% to 80% of the area median income for Johnson County, as determined by HUD income limits published each year.
- Willingness to partner: You must complete 200 “sweat equity” (aka, volunteer) hours prior to closing on the home. If approved, all adult (18 years and older) members in your household must complete 200 volunteer hours.
How to apply:
- Download and complete the application
- Submit application one three ways:
- Mail to: Habitat for Humanity of Johnson County, 401 Mooreland Dr., New Whiteland, IN 46184
- Drop off application by placing it in our secure black mailbox located by the front door at: 401 Mooreland Dr., New Whiteland, IN 46184
- Drop off at the Habitat ReStore during business hours on Friday (10 am to 6 pm) and Saturday (noon to 4 pm) located at 6720 N. US 31, Whiteland, IN 46184
Frequently Asked Questions
How is Habitat different from a traditional mortgage?
With a 42% increase in home values since the summer of 2020, supply of affordable homes is at record lows for first-time buyers. Wages continue to lag behind these price increases.
Habitat homeowners have an affordable mortgage, currently with 0% interest, pay modest closing costs and complete 200 partnership hours including construction on their home and the houses of other future Habitat homeowners.
Who actually builds the homes?
Homes are built by a mix of skilled contractors and professionals, dedicated volunteers, and future homeowners. All projects are overseen by construction staff to ensure quality and safety.
What does a Habitat home look like?
We’re committed to building high-quality homes that remain affordable for families. Our home designs include both one- and two-story options, thoughtfully built to meet the needs of our homeowner.
Through strong partnerships, we prioritize quality materials and skilled service, ensuring every home is built with care and lasting value.
